If you have a Transition to retirement strategy in place, you can use it to:

• Grow your super before you retire
• Have a steady income and reduce the number of hours you work.

If you want to contribute extra super from your salary, then you must opt for the grow your super through tax savings strategy.

You can end up saving a lot if your tax deducted from your salary sacrifice contributions is less compared to the tax you pay ion your regular income.

These extra savings are what become the extra super. This is a smart move to utilise when you become 60. If you receive tax free payments from your retirement,then you have more money in your pocket.